Angela Bergin's Blog
Buying a house should be a fast, simple process. However, problems sometimes can arise that prevent a homebuyer from discovering his or her dream residence.
Ultimately, there are many factors to consider before you purchase a house to ensure you can avoid myriad homebuying hurdles, and these factors include:
1. Your Home Needs
No two houses are identical, and much in the same vein, no two homebuyers have the same definition of the perfect residence. As such, a homebuyer should consider his or her dream home demands prior to kicking off a home search.
Making a checklist of home "must-haves" and "wants" is paramount. With this checklist in hand, a homebuyer will be able to refine his or her home search and map out the property buying journey accordingly.
It may be helpful to consider your day-to-day activities as you evaluate where you want to live too.
For example, if you work in the city, you may want to find a house that is located near public transportation. Comparatively, if you have kids, you may want to consider houses that are located close to top schools.
2. Your Budget
You know that you want to buy a house. On the other hand, you still have no idea how much money is available to ensure you can make your homeownership dreams come true.
When it comes to buying a house, it pays to meet with banks and credit unions. With pre-approval for a mortgage, you'll know precisely how much you can spend on a house.
To get pre-approved for a mortgage, set up consultations with several potential lenders. Then, you can learn about all of your mortgage options and select a mortgage lender that matches or surpasses your expectations.
3. Your Homebuying Timeline
Are you looking to buy a home as soon as possible? Or, can you afford to take a wait-and-see approach throughout the homebuying journey?
Examine your homebuying timeline and plan ahead as much as possible. By doing so, you can boost your chances of finding a terrific house and minimize stress as you browse the real estate market.
Regardless of your homebuying timeline, it always helps to work with a real estate agent. This housing market professional can take the guesswork out of searching for a residence and ensure you can discover a stellar house at a budget-friendly price.
Typically, a real estate agent will keep you up to date about new residences as they become available. He or she also will provide honest, unbiased homebuying recommendations and respond to any homebuying concerns and questions.
Let's not forget about the support that a real estate agent can provide during homebuying negotiations, either.
A real estate agent is happy to negotiate with a home seller on your behalf. That way, he or she can help you secure a great house without having to worry about paying too much.
Streamline the process of acquiring your ideal residence. Consider the aforementioned factors, and you can keep things simple as you proceed along the homebuying journey.
Whether you're looking for your first house or getting ready to relocate for the fifth time, house hunting can wear you down after a while!
Not only can it be difficult to coordinate real estate appointments with work obligations and the demands of parenthood, but your stress level is compounded if you're on any kind of time table or deadline.
The secret to survival is to maintain a positive attitude, do your best to remain solution oriented, and work with a proactive real estate agent. A seasoned real estate agent who is familiar with the local market and is skilled at matching client needs to available housing inventory in the area can be your most valuable resource.
Know What You Want
One of the primary ways you can help your agent find your ideal home is to give a lot of thought to exactly what you want. When you're clear in your own mind about what would satisfy you, in terms of location, architectural style, and property size, then it will be a lot easier to refine your search and stay on target. Not only will that help your real estate agent match your specifications to available listings, but it will also help you recognize your ideal house when you see it.
A good starting point is to have a checklist of priorities, essential property features, and preferences that are important to you, your spouse, and your children. Deciding on must-have features as early in the process as possible can provide you with needed focus and momentum as you compare houses and view real estate listings. Although nothing is "carved in stone" and you can always revise your priority list, it can be a valuable tool for both you and your agent.
While everyone has different needs and wish lists, items to give some thought to may include a finished basement, a working fireplace, a two-car garage, a patio or deck, a screened in porch, a spacious back yard, a storage shed, outdoor security lighting, a sufficient number of bedrooms and bathrooms to accommodate your immediate family and overnight guests, an abundance of storage space, short commutes to work, and proximity to shopping, essential services, and a well-rated school district.
Some couples have specific architectural styles in mind when they go house hunting, such as Colonial, Contemporary, Craftsman, Tudor, Victorian, and Art Deco. It's also helpful to have a clear idea, and hopefully be in agreement with your partner, about how much decorating, renovating, and fixing up you're willing, ready, and able to do. Knowing how much privacy you must have, the peace and quiet you expect, and the recreational facilities you want access to are other key elements of "the big picture."
Although the biggest hurdle may be staying motivated and optimistic in the face of temporary setbacks and discouragements, when you have a clear idea of what you want and an attitude of positive expectation, you'll be surprised at what you can accomplish!
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